Vault Africa · Whitepaper
African opportunity.
A clear foundation.
Project rights, participant eligibility and provider responsibilities. Understand the framework behind the experience.
Updated 3 October 2026
01. Purpose
Vault Africa connects African project information with verified account access and eligible financial services. The platform is designed around investors, mine operators and administrators, with distinct responsibilities for each participant. Everyday Money follows its own product and provider framework.
02. The legal instrument comes first
Tokenisation records and administers rights defined by a legal instrument. For a mining project, these may include an interest in a project vehicle or contractual royalty rights. The approved offering documents determine the issuer, asset, holder rights, allocations, fees, distribution policy and exit provisions. A token is not automatically physical gold, a stablecoin or a right to redeem metal. No project economics are established by this whitepaper.
03. Project evidence
Project assessment should consider title and permits, technical reports, ownership, operating plans, environmental and social obligations, counterparties and financial assumptions. Resource estimates and production projections remain uncertain. Any independent report must identify its author, reporting standard, scope and date. A blockchain record cannot independently prove geological reserves, lawful title or future production.
04. Identity and eligibility
Account authentication, identity verification and product eligibility are separate controls. DIDIT supports the identity-verification journey. Access to an offering also depends on customer classification, jurisdiction, sanctions controls and acceptance of the approved terms. Connecting a wallet establishes neither identity nor eligibility.
05. Records and responsibilities
The platform architecture separates customer profiles, payment accounts, project treasury, subscription charges and investment distributions. These records serve different purposes and must not be treated as one balance. Authorised financial operations require defined provider responsibilities, transaction approvals, reconciled records and evidence of completion. AURA supports information and navigation; it does not approve investments, compliance decisions or transfers.
06. Provider arrangements
Financial services are available only within the contracted provider’s permissions and supported countries. Before activation, the relevant agreement identifies the service provider, authorisation, fees, custody or safeguarding model and complaints route. Payment and e-money permissions do not automatically cover securities, investment advice or cryptoasset custody. Partnership development does not establish regulatory approval or global availability.
07. Wallets and transfer controls
Users can connect compatible browser wallets to display their approved public address and network. Private keys remain with the wallet. Investment transfers, where available, follow the legal instrument, participant eligibility and applicable restrictions. Network execution does not guarantee legal settlement, liquidity or recoverability. Custody, signing and recovery rights belong in a separate agreement.
08. Risks and informed decisions
Mining, commodity prices, counterparties, regulation and technology can affect an investment’s value. Distributions may not occur, exits may be unavailable, and invested capital may be lost in full. Tokenisation does not eliminate these risks. Read the offering documents and risk disclosures and obtain independent advice where appropriate.
09. Document scope
This whitepaper explains Vault Africa’s approach. It is not an offering document, personal recommendation, binding investment term or evidence of provider authorisation. Product availability and customer rights are determined by the applicable agreements. Material updates are published with a revision date.